Medicare is an important part of a senior’s health care plan. However, deductibles, co-payments, and other services are some of the costs not included in the coverage available through Medicare. Our Medicare Supplement insurance plans offer seniors the ability to continue going to the doctors and hospitals they know and trust while providing supplemental coverage at competitive premium rates.

A Medicare Supplement insurance policy helps consumers manage and budget their health care expenses with predictability and stability. Medicare provides beneficial coverage for health related expenses, but it does not cover all health care expenses. There are a number of gaps in Medicare coverage that consumers either pay for out-of-pocket or with private insurance. A Medicare Supplement insurance policy can help fill in those gaps and help pay the out-of-pocket costs for Medicare-approved services and works hand-in-hand with Medicare to provide more insurance coverage.

A Medicare Supplement insurance policy has no restrictive networks, consumers can visit the physicians of their choice, and have freedom when choosing a health care provider, including specialists and specialty hospitals. With automatic claims filing by most providers, consumers have fewer things to worry about (Products and plans vary by state).

The financial aftermath of a death may put strains on those left to cover the costs. A whole life insurance plan (Final Expense) allows consumers to make choices, plans, and decisions on what is truly appropriate for them and their family – and helps provide funding when it’s needed the most, along with peace of mind that the family will be better prepared.

This valuable protection can help pay for expenses such as: funeral, casket, transportation, ceremony, flowers, legal/probate, debts, medical. Benefits are paid to whoever the policyholder chooses (Products and plans vary by state). Your local insurance agent is ready to help.